Kowri Business – the Payment Platform for your Business Growth.

For most businesses in Ghana, cash may seem to be the simpler option until they are struck with issues of theft, inconsistent reconciliation and payment tracking nightmares. Kowri Business helps resolve these malignant issues for businesses in Ghana, helping them focus on growth.


Kowri Business is an intelligent platform developed by DreamOval Limited that allows businesses to collect payments across multiple channels (MTN mobile money, Vodafone Cash,  AirtelTigo Cash, Visa Card, and Mastercard) and monitor all digital and physical cash collections. Licensed by the Bank of Ghana and PCI DSS certified, the platform caters to all and any industry, including health facilities, educational institutions, insurance, religious organizations, beauty & cosmetics, and FMCGs. 


With Kowri Business, SMEs have a solution to long-hours shuffling between multiple devices and employees in a bid to reconcile correctly. Even better, merchants signed on to Kowri Businesses have the added benefit of enjoying free insurance under Kowri Protect. 


Kowri Protect is a product which insures merchants when they transact on Kowri Business. This means that when merchants receive payments through USSD, mobile money, or cards via Kowri Business, they are eligible to receive free insurance coverage. With coverage of up to GHS 50,000, Kowri Protect gives you peace of mind, no matter how you receive payments.


To learn more about how Kowri Business and Protect can transform your business, visit